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Furthermore, customers for this kind of strategy can have severe legal or criminal backgrounds. It is essential to note that various service providers offer a series of issue ages on their ensured problem policies as low as age 40 or as high as age 80 - funeral preplanning insurance. Some will likewise supply higher face values, up to $40,000, and others will permit much better survivor benefit conditions by enhancing the rates of interest with the return of costs or reducing the variety of years till a complete death benefit is offered